Did you know that a chipped or cracked windshield is one of the most common types of auto repairs? It happens countless times a day on our Nevada roads. Frequent drivers may wish to double-check their auto insurance policies regarding glass coverage. You may ask, “Will my insurance cover my windshield repair in the state of Nevada?”

While all comprehensive insurance policies are different and it is always best to double-check your specific policy before filing an insurance claim or having any auto repair completed, we have included a list of frequently asked questions below. These FAQs will help you get a general sense of how this process usually works in our state.

How Glass Repair Typically Works

The state of Nevada does not require zero-deductible policies for drivers. As a result, comprehensive coverage may prove expensive for local drivers as well as visitors. Filing claims can also increase your future premiums thanks to the deductible amounts.

1. Should I Contact My Insurance Company Directly Before I Take My Car To Auto Insurance Experts?

Technically you can. Practically speaking, however, talking with any insurance company about their policy can be inconvenient. Long hold times and red tape may ensue.

You are welcome to contact your insurance company anytime. The customer service representatives at Team Acme can also make contact with the company on your behalf.

We can verify coverage, help handle any and all paperwork, provide the necessary information to your insurance provider, and often even file the claim for you, if needed. This approach can save you a lot of time and stress and we often already have relationships with many insurance companies.

2. Does A Glass Coverage Claim Count Toward My Insurance Policy?

Many car insurance companies will not count glass claims toward your policy. It is always best to check your specific policy to be sure. Generally, however, auto insurance wants you to get your windshield or window repaired. Occasional broken safety glass does not count against you as an accident might.

3. What Happens If The Cost Is Less Than Or Equal To The Cost Of My Deductible?

In this case, you may want to skip the step of filing this claim and pay for the windshield replacement or repair on your own. As mentioned, there is no zero-car insurance deductible guaranteed in Nevada. Team Acme has many convenient payment options if this makes sense for you including credit cards, checks, and cash.

4. Is My Comprehensive Auto Insurance More Likely To Cover This Repair?

Yes. If you have comprehensive car insurance, it is much more likely that your policy will cover a cracked, chipped, or broken windshield. If you have liability-only insurance, your policy will likely not cover this type of repair. Liability insurance only covers damage to the other vehicle if you’re involved in an accident.

Team Acme Is Here to Help With Windshield Repair Or Auto Glass Replacement

Team Acme is a trusted leader in auto glass repair and replacement in the Las Vegas area. Conveniently located in Henderson, NV, our locally owned shop is easily accessible from the 215 Freeway. We have a fully-staffed repair shop and can often fit your vehicle in for a same-day repair. Our team can also send our mobile unit to you if needed for windshield repair. We are one of very few AGRSS certified glass repair shops in the area and have many years of experience diagnosing and repairing all types of windshield repair issues. These problems often worsen significantly with time, so do not delay getting your auto glass repaired. Let us help you get your windshield fixed right the first time!